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HoLo Home Loans Made Simple
Create Account
Calculators
All Calculators
What are my repayments?
Sick of rent?
How much can I borrow?
How much can I save?
Available equity?
Can I use equity to borrow more?
Why HoLo
The HoLo Difference
Our lenders
Happy clients
FAQs
Blog
Loan checklist
Industry jargon
FAQs
Let's talk!
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What are my repayments?
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Can I use equity to borrow more?
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6 Costs to Consider When Setting a Renovation Budget
Applying, Banks & Lenders, Transactions Justin Dickinson 5/7/24 Applying, Banks & Lenders, Transactions Justin Dickinson 5/7/24

6 Costs to Consider When Setting a Renovation Budget

Thinking about mastering your renovation? Here are six of the key cost drivers to consider.

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Renovating for returns
Banks & Lenders, Loan Management Justin Dickinson 5/7/24 Banks & Lenders, Loan Management Justin Dickinson 5/7/24

Renovating for returns

If you’re looking to profit from a planned renovation, what are the best ways to maximise your returns? Here are six smart renovation ideas to help you do just that.

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Mastering the settlement process: what every prospective homeowner should know
Banks & Lenders, Transactions Justin Dickinson 5/7/24 Banks & Lenders, Transactions Justin Dickinson 5/7/24

Mastering the settlement process: what every prospective homeowner should know

If you are new to buying property, or if maybe it’s been a while, you may have a few questions about what happens on settlement day. HoLo has the low-down on what happens and how you can prepare.

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Why smaller is often better
Applying, Banks & Lenders, Transactions Justin Dickinson 22/3/24 Applying, Banks & Lenders, Transactions Justin Dickinson 22/3/24

Why smaller is often better

Is bigger better? Not always, particularly when it comes to customer service. In the end, it's how a lender responds that makes all the difference. We share two recent very different lender & customer experiences.

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5 things we consider when shopping for a better rate for you
Applying, Banks & Lenders, Rates & Products Justin Dickinson 22/3/24 Applying, Banks & Lenders, Rates & Products Justin Dickinson 22/3/24

5 things we consider when shopping for a better rate for you

We love to haggle. It’s in our DNA. So with interest rates on the move, our team sat down to discuss a few things we consider when searching for a better rate for our clients. It’s always a good idea to be aware of these pitfalls when doing your research.

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Fixed Interest Rates. The Pros & the Cons
Applying, Banks & Lenders, Rates & Products Justin Dickinson 23/3/23 Applying, Banks & Lenders, Rates & Products Justin Dickinson 23/3/23

Fixed Interest Rates. The Pros & the Cons

Fixed interest rates - we’ve heard a lot about them lately in the media. So what exactly is a fixed interest rate?

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How good is your credit file looking?
Applying, Banks & Lenders, First Home, Buying & Selling Justin Dickinson 15/3/23 Applying, Banks & Lenders, First Home, Buying & Selling Justin Dickinson 15/3/23

How good is your credit file looking?

If you haven’t really thought about your credit file for a while but you’re hoping to buy property or change banks soon, then tune in.

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The future is digital, but stick to the hard stuff for now
Applying, Banks & Lenders Justin Dickinson 8/3/23 Applying, Banks & Lenders Justin Dickinson 8/3/23

The future is digital, but stick to the hard stuff for now

Digital ID’s are fantastic… most of the time. But there is one good reason why the old-fashioned plastic is still pretty good.

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Consider this if you're thinking about fixing your loan
Applying, Banks & Lenders, Rates & Products, Loan Management Justin Dickinson 1/3/23 Applying, Banks & Lenders, Rates & Products, Loan Management Justin Dickinson 1/3/23

Consider this if you're thinking about fixing your loan

Whilst a fixed rate might seem pretty darn good, there can be a little catch you need to be aware of. Here we explain the ‘roll off’ rate.

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Why the lowest rate might not be right for you!
Applying, Banks & Lenders, Rates & Products Justin Dickinson 2/2/23 Applying, Banks & Lenders, Rates & Products Justin Dickinson 2/2/23

Why the lowest rate might not be right for you!

We all love a deal, in fact, we all love a great deal, don’t we? But in finance, sometimes the best deal, might not actually be right for you.

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How does an offset account actually work?
Applying, Banks & Lenders, Rates & Products, Loan Management, First Home Justin Dickinson 1/2/23 Applying, Banks & Lenders, Rates & Products, Loan Management, First Home Justin Dickinson 1/2/23

How does an offset account actually work?

What is an offset home loan account? How doest it differ from a redraw mortgage account?

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If not the Big 4, then who?
Applying, Banks & Lenders Justin Dickinson 19/1/23 Applying, Banks & Lenders Justin Dickinson 19/1/23

If not the Big 4, then who?

The Big 4 banks . After what was revealed about them in the Royal Commission the shine has totally gone off them. But who else is out there? We compare the best of the rest.

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Equity. What is it and how to calculate it?
Applying, Banks & Lenders, Loan Management Justin Dickinson 12/1/23 Applying, Banks & Lenders, Loan Management Justin Dickinson 12/1/23

Equity. What is it and how to calculate it?

Equity is cool. The more equity to have the richer you are! It’s not some mythical thing, but it can grow magically without you knowing. It can also magically reduce without you knowing as well!

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