In August 2025, ASIC announced a formal investigation into how banks manage and promote offset accounts, so it’s a good idea to take a closer look at how they actually work, and what you should be doing to protect yourself, if you have one — or are considering it.

It may sound like a load of financial jargon, but Best Interests Duty is something you should know about before you start your home loan application journey.

When the Reserve Bank of Australia announces that they are reducing the Cash Rate, it sets off a chain reaction of transactions, generally led by the RBA itself.

From 1 January 2025 the ATO’s Foreign Resident Capital Gains Withholding (FRCGW) rules changed for both buyers and sellers. Here’s what you need to know.

If you're planning a renovation you're likely to be looking to increase your property's value. So understanding how to use your equity to do this, and how to access it, may be essential to the success of your plans.

If you’re an owner-occupier planning to move up the property ladder, you’ve likely seen eye-catching ads promising “the lowest rates” or “huge savings” on home loans. While these offers may sound enticing, they often come with hidden catches that could leave you worse off financially.

Saving heaps of time by knowing in advance exactly what you can afford is one of the most common bits of sage advice HoLo clients would pass on to house hunters who are starting (or even already into) their journey.

But what exactly is Stamp Duty and why do you have to pay it? What discounts or waivers are there where you want to buy, and are you eligible for any of them?

What does it really cost to buy a home? The true cost of buying a home often goes well beyond the purchase price, so it’s vital to know how much you will actually be up for when the SOLD sticker goes on. Take a look at these nine home-buying costs you may not have thought of.

If you’re looking to profit from a planned renovation, what are the best ways to maximise your returns? Here are six smart renovation ideas to help you do just that.

If you’re considering simply going to your bank to refinance, you may be asking yourself why. Let’s break it down.

So you’re thinking of refinancing? If so, then be aware: there may be costs involved in switching banks. Remember to weigh up these costs against the long-term benefits when considering refinancing.

HoLo co-founder, finance expert and lead broker, Justin Dickinson, shares his views on what mortgage holders could expect and - more importantly - do in uncertain times.

When buying or selling property, it’s important to enlist the help of a conveyancer or property lawyer early. Here we explain what they do and why you need one right from the beginning.

Getting your head around their ‘bank speak’ can be a little tricky. In fact, it can sound like a whooooole other language. Let us do little ‘banksplaining’ for you.

Your home loan can be one of your biggest monthly expenses, so we thought it might be helpful if we share our top tips for how to pay it off sooner.

Whilst a fixed rate might seem pretty darn good, there can be a little catch you need to be aware of. Here we explain the ‘roll off’ rate.

What is an offset home loan account? How doest it differ from a redraw mortgage account?

Equity is cool. The more equity to have the richer you are! It’s not some mythical thing, but it can grow magically without you knowing. It can also magically reduce without you knowing as well!